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Investment Properties Info – Taking Out Equity in Your Home – When you take out equity of your property, use that money wisely. Equity is basically the amount of a property that you own. For example, if your house costs 0,000, and you have already paid $100,000 of your mortgage, then your equity-or how much you own-is half the initial value, or 50%. So you have $100,000 in equity in your property.