So the question would-be buyers with small down payments face is, FHA or conventional? With rising costs for an FHA loan, is a conventional.
Conventional Loans Vs Government Loans Pros and cons: fha loans vs Conventional Loans | Moreira Team. – Pros and Cons: FHA Loans vs conventional loans.. simply put the FHA loan is a government insured loan from the Federal Housing. · FHA Loan With 3.5% Down vs Conventional 97 With 3% Down. Both FHA and USDA mortgage options have pros and cons: No downpayment: USDA loans only; FHA is 3.5 percent;