If you’re pre-qualified for a balance-transfer card. Just as you wouldn’t sign a mortgage without first shopping for the best interest rate, or spend $3,000 on a washer and dryer before reading at.
What is mortgage prequalification? Prequalification is an early step in your homebuying journey . When you prequalify for a home loan, you’re getting an estimate of what you might be able to borrow, based on information you provide about your finances, as well as a credit check.
The Skinny on Pre-Qualified. Getting pre-qualified is the initial step in the mortgage process, and it’s generally fairly simple. You supply a bank or lender with your overall financial picture, including your debt, income and assets. After evaluating this information, a lender can give you an idea of the size of the mortgage for which you qualify.
Getting pre-qualified is the initial step in the mortgage process, and it’s amazingly simple. Please fill out this form and supply your overall financial picture as well as desired loan amount.
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