No income verification means there is no need to show tax returns, years of bank statements, and months of paystubs. Finance One now offers unique loan programs like Stated Income home loans (stated Income Loans limited to CA, GA, NJ, NY, MA, TX, PA.other states case by case), no doc loans, foreign national loans, high ratio loans, etc.
A No-Doc/No Income-No Asset Verification Mortgage, otherwise referred to as a NINA, is completely private. In fact, all you really need is the address of the home you wish to purchase and your social security number.
NO INCOME VERIFICATION Florida, Georgia, Alabama, Texas, California, Colorado, Mortgage Lenders. No income verification mortgage lenders provide home loans for which the lender doesn’t require you to prove that your income meets certain requirements.
The days of NINJA (No Income, No Job, Approved) loans are far behind us. Now being.. Tom Burris, Mortgage Broker Or Lender, Dallas, TX.
A no-income-verification loan program is one that does not require the borrower to provide this type of documentation. After the "implosion" of the mortgage industry during the mid-2000’s the investment sources offering these types of loans disappeared from the mortgage landscape.
No Income Check Loans and No Doc Verification Mortgage. – Great Northern Mortgage deals with several lenders that still provide no income verification loan s (no income check loans) for W2 and self employed borrowers. read more about these programs on No Income Check/Special Niche Loan Program and Special Offers pages of our website.
First Cal Mortgage Houston First California Mortgage Company (First Cal) is a mortgage lender based in Petaluma, California, with branches in Arizona, California, Colorado, Hawaii, Nevada, Texas, and Washington. First Cal is currently lending in these states plus Idaho, New Mexico and Oregon, and previously provided loans in 42 U.S. states.
If you have unverifiable income generating from substantial savings the no income verification loan might be best Texas mortgage you can use to purchase real estate. A No Doc or No income verification Texas loan is not for everyone, if you fit the loan parameters, it can be a great tool for buying real estate.
Bank Statement Program Mortgage Bank Statement Mortgage loan programs alternative income documentation: bank Statement Mortgage Loans give both the Self Employed and Salary/W-2 Wage Earner employee a way to buy a home or refinance their mortgage without producing their tax returns, W-2’s, paycheck stubs, award letters, rental agreements, Schedule C’s, 1040’s, Corporate tax returns, etc.
HARP2/DU REFI PLUS allows the lender to merely obtain a verbal verification of employment with no paystubs, tax returns nor W2s to document your employment income. Per HARP2/DU REFI PLUS the lender need only: enter data that is complete, accurate, and not fraudulent; and follow instructions as outlined in the DU Underwriting Findings Report.